"A home for your family: the key to your wealth!"

What if your heritage started with a home?

This weekend's European Heritage Days are a reminder of just how precious our monuments and ancient sites are. They carry memories, stories and lives.

But heritage isn't just what we admire from the outside: it's also what we build for ourselves and our loved ones. A home, a first home, is a place where you grow, where you pass on, where you feel at home.

Every day, I meet young couples, families with children, expatriates, or people in transition who dream of a home of their own, even if it needs some work. Because sometimes, we're not looking for perfection: we're looking for a place with potential, with warmth, with meaning.

My commitment, as a trilingual family facilitator, is to accompany you on this journey: from discovering the property, to estimating the work required, to optimizing the available grants (prime rénov', crédits travaux, PTZ, etc.). With the Propriété Privée network and its 3,500 advisors all over France, you can call on a network of local contacts you can trust.

Useful resources for concrete progress

• PRIMO-FIRST de Propriété Privée selection: specially identified properties for first-time buyers, often under €250,000, with dedicated support. https://www.proprietes-privees.com/achat/primo-first

• Work/energy renovation simulator from La Banque Postale (Mon Simulateur Énergétique): enables you to estimate the work required, the financial assistance available, and the impact on your home. https://www.labanquepostale.fr/particulier/accompagner/logement/renovation-et-travaux/simulateur-travaux.html

• La Banque Postale home loan / home improvement loan service: simulate your loan linked to a purchase + home improvement, see your monthly payments, your borrowing capacity. 

• Prêt à Taux Zéro (PTZ): a government scheme for first-time buyers, particularly in new-build or refurbished properties, which helps to reduce costs. https://www.labanquepostale.fr/particulier/emprunter/financement-logement-et-travaux/pret-a-taux-zero-ptz.html
   

If you're thinking of becoming a homeowner, or if this project speaks to you deeply - and if you want to build more than just a roof, but a place to live - please don't hesitate to contact me. I can refer you to a local advisor, help you understand the grants available, structure your financing, and bring your project to life.

You can reach me directly on LinkedIn or via my professional email: al.bernanose@proprietes-privees.fr

Let's build your wealth and that of your family together - with humanity, attentiveness and trust.

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